ProSurancePlus^TM is a brand new E&O and Office package policy that has been specifically designed to cater for the insurance needs of Canadian professionals. A version of ProSurancePlus^TM has been developed for each of the major professions, so whether your client is an appraiser or an engineer the ProSurancePlus^TM policy they receive will be tailored to their particular requirements.

ProSurancePlus^TM is available for most professions, although the underwriters are at their most competitive for the smaller, more unusual trades. Overseas work or offices are not a problem, and worldwide jurisdictional cover is given, including the United States.

Service

The underwriters pride themselves on unrivalled service levels with over 90% of quotes being provided within 24 hours of receiving a submission.

They also issue over 90% of policies within 21 days of a firm order and policies are available electronically for your and your clients' convenience.

Cost effective

Premiums for ProSurancePlus^TM start from as little as $750, with limits of up to $5,000,000 available.

ProSurancePlus^TM includes ... 

• Extremely broad errors and omissions insuring clause including claims made by third parties for:

• act, error or omission, misstatement or misrepresentation

• unintentional breach of any implied statutory term concerning necessary quality, safety or fitness,

• unintentional breach of an implied contractual duty to use reasonable care and skill,

• unintentional breach of warranty of authority, breach of duty, breach of trust, breach of confidence, misuse of information or breach of privacy,

• unintentional infringement of any intellectual property right, 

• unintentional destruction of, damage to, loss or mislaying of documents or documents in care, custody or control,

•  libel, slander or defamation or passing off,

• dishonesty of employees,

 

 

• Cover for bodily injury and property damage occurring as a result of professional work as standard.
• Commercial General Liability with Employee Benefits Liability, TLL, Non-Owned Auto, Damage to Hired Autos and Medical Expenses extensions included automatically.
• Commercial property and business interruption cover specifically written for office-based businesses including:

•  High sums insured available for laptops with worldwide territorial cover

• No problem with covering extensive hardware and software in the office

• Reconstitution of data and loss of software licenses cover

• Our innovative “Flexible First Loss” business interruption cover that provides just the cover that office-based businesses need, often at a reduced cost from traditional business interruption cover

• A flexible, modular policy