Unlike automobile insurance, residential insurance is not ruled by government law, which means that protections, coverages and exclusions are different from one company to another. Even though an insurance policy may seem at first sight more favourable, you can have a frightening surprise in case of a claim...Get informed!!!

As an insurance broker, our goal is to offer you the best possible insurance policy that fits your needs at competitive prices. We offer specific insurance policies conceived especially for independent, self-employed workers or at-home workers.

Note :

The pricing for homeowners' insurance, is based on the replacement cost and NOT the wholesale value or the municipal evaluation value.

In the case of tenants' package insurance, the pricing is based on the total value of all your personal contents.

Options :
You may add different protections to your contract. Here are some of the most requested options.

Damage caused by water :
This option protects you not only for damages caused by sewer back-up, but also damages caused by water or rain.

Global limit :
This option combines the 4 principle protections: building, contents, private structures and additional living expenses, all in one. In the case of a loss, the insurer may settle the claim according to the amount needed for a specific section and not limit itself to certain percentages that are usually applied.

Personal Floater :
Do you have an expensive piece of jewellery, a computer or fine arts in your home? This option will protect you from any risk possible (some exclusions and different deductibles may apply).

Earthquake :
Certain policies offer the possibility to be insured against earthquake damages.

Ask for more information...

With every one of our insurance policies you have the advantage to obtain a family, accident insurance for only 40$ each year. Obtain more information concerning the protections offered by the Client+.

For a quote please call us at 514.729.6001
or 1.800.361.1321