Snowmobile, ATVs and Motocross Insurance

ATVs (all-terrain vehicles), snowmobiles and dirt bikes (motocross motorcycles) are considered off-road vehicles. As the owner of such vehicle, you are legally required to have liability coverage of at least $500,000. All other drivers of the same vehicle must also be registered on the contract

Your vehicle may be covered under your regular auto insurance — but is this coverage adequate? Not all auto insurers offer the coverage you need. What’s more, changing the premium can be expensive.

We can help. Our access to firms who specialize in this type of insurance not only gives you a range of essential coverage to choose from: you’ll also enjoy competitive rates!

Why take out insurance
Types of coverage
Additional coverage
Reducing your ATV premium
AVT Insurance Claim
Book an appointment with a broker to better evaluate your needs.
Questions? Contact a broker at 514.729.6001 or write to us.

Can a 15-year old drive an ATV?

The legal age for driving an all-terrain vehicle (ATV, also known as a quad) is 16. However, if you are 16 or 17, you must have taken a course and hold the required certificate of competence. Drive without this certificate, and you risk being fined $100.

To carry a passenger on an ATV, you must be aged at least 18.