Personalized insurance solutions, whatever your line of work!

Versatile Professional Insurance

Introducing PROSURANCE™ PRO

Today’s professional expects the best of both worlds from their insurance: an easy, quick buying process, yet comprehensive cover tailored to their specific needs — all at a competitive price. ProSurance™ PRO is a product designed to surpass these expectations.

Most small and medium-sized professional operations are suitable for ProSurance™ PRO. Do you work in a highly specialized field? Do you practice an uncommon profession? Our experienced team will be happy to consider your needs, regardless of the nature of your activities. 

Broad coverage 

ProSurance™ PRO is not just errors and omissions insurance. It is a modular policy targeting key exposures for professional services firms. Features include:

  • A comprehensive general liability package, including products and completed operations liability, tenants’ legal liability, employee benefits liability, non-owned and hired auto and medical expenses
  • Property cover which includes sewer back-up as standard and provides options for earthquake and flood
  • Business interruption cover containing tailored enhancements such as loss of research and development expenditure and project delay costs
  • Full pollution liability, covering both sudden & accidental and gradual pollution
  • Clear, unambiguous cover for breach of a client contract providing you with certainty that this increasingly important exposure is covered
  • Full civil liability coverage, not just negligence
  • Specific cover for breach of intellectual property rights
  • Cover for suits brought anywhere in the world as standard
  • Payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim Reimbursement of costs incurred to help reduce or avoid a claim
  • Punitive and exemplary damages cover
  • Virus and hacking liability cover

Limits, deductibles and premiums

  • Worldwide coverage
  • Limits of liability available up to $10,000,000
  • A range of reinstatement options available
  • Deductibles starting from just $1,000
  • Premiums starting from as little as $500

Service

We recognize that professionals want to buy their insurance quickly and simply. That’s why our insurance policy is backed up by exceptional service levels featuring: 

  • Over 90% of quotes provided within 48 hours
  • A “fast-track” same-day service for urgent submissions
  • Policies issued within 24 hours if we have all the information we need

All of this is available at very competitive rates. To obtain a quote, simply send us the completed ProSurance™ PRO Application Form. A broker at J Gérard Fortin will be happy to e-mail you this form.