You can order a free copy from the Info Assurance website, or just download the Joint Report mobile app from Google Play or the App Store.

The Joint Report mobile app is available free of charge from the Groupement des assureurs automobile. The app lets you create your profile in advance and speeds up the process in the event of an accident. The scanner function lets you enter the driver’s license data by scanning the barcode on the back of the license, thus reducing the risk of error

The app also lets each driver sign the report directly on the screen. What’s more, you can forward a copy plus two photos of each damaged vehicle to the drivers involved as well as to their insurers.

If both drivers have the mobile app, then the Joint Report should be completed on just one device, since a copy will be sent to the other driver. To use the app, each driver must have a valid email address

The Joint Report is not an admission of liability. Rather, it’s an accident report used solely to identify the parties involved and speed up the claims process.

Even when the police write up an accident report, they never establish liability. Only your insurer can do so. Liability is determined when calculating the settlement based on the Direct Compensation Agreement — an agreement by which all automobile insurers are bound

Stay calm! Drivers are not obliged to fill in a Joint Report. Just note down the license plate number and take photos of the accident. As needed, call the police. In all cases, contact your insurer as soon as possible.

The Direct Compensation Agreement (DCA) is an agreement binding all auto insurers who use it and abide by its principles. Under the agreement, each policyholder is indemnified directly by their insurer, while the liability of each driver involved is determined using the Driver’s Fault Chart in the agreement. This simplifies and speeds up the claims process.

The DCA applies whenever a collision between two or more vehicles occurs in Québec and when all vehicle owners can be identified, even if a vehicle from outside the province is involved.

The DCA does not apply, for example, when a collision occurs in the United States, in the event of a hit-and-run or when the vehicle has hit on object (e.g. a tree or post).

The DCA illustrates just about every possible accident scenario and determines each driver’s responsibility. You can download a PDF of the agreement here or consult it online